Nov 17

A Guide to Getting an Engagement Ring Insurance

As a newly-engaged woman, the last thing you’d want to give much thought about is purchasing an engagement ring insurance. But even if it seems like a boring and daunting chore, it’s something that needs to be done. Being informed and taking the right steps to have your engagement ring insured will save you a lot of heartache later on. To help you, we’ve consulted some insurance and jewellery experts for tips on how you’ll be able to protect and enjoy your ring for the years to come.

1. Find a Jewellery Store That Offers Appraisal Services

One of the first things you should do to insure your proposal ring is to find a jeweller who offers appraisal services. Ask your family and friends for recommendations about accredited and certified jewellery appraisers in your area or look for online reviews to find a skilled and professional jeweller.

It is often impossible to have your engagement ring insured without an appraisal since insurance companies don’t rely on their clients to set the value of the jewellery piece to be insured. Appraisers, on the other hand, follow the proper valuation standards that require them to give a fair appraised value of your jewellery, which is why they are trusted by most insurance companies.

2. Get Your Ring Appraised

A good jewellery appraisal takes various factors into consideration, including the stone’s colours, its carat weight, the cut, as well as the metal type used. Once the appraisal is done, the jeweller will get back to you with a formal document of the concrete value for your engagement ring.

If you have a higher value jewellery piece, however, then the appraiser for your customised engagement ring in Singapore will provide you with an official certification along with your ring instead. This certification isn’t an appraisal, but it’s considered as one by most insurance companies.

3. Know Your Insurance Options

There are two ways on how you can get your proposal ring insured: through a renters and homeowners insurance or through an independent jewellery insurer. A ring insurance can be purchased as an extension for your homeowners or renters policy. This policy covers the items found in your home, but only up to a specific dollar value. Special items like electronic, arts and engagement rings, on the other hand, are insured through a scheduled personal property coverage.

Aside from your renters and homeowners insurance, you can also choose to insure your engagement ring through a jewellery insurance company. This option offers more coverage than your standard homeowner policy, such as replacing a stolen or lost ring instead of paying a certain amount of cash.

4. Review the Insurance Policies

If you’re shopping for a “ring rider” policy, make sure that you read and understand the fine print of the policy. A good insurance policy covers every possible ring-threatening situation, from damage and theft to accidentally dropping the ring in the garbage disposal.

5. Ask Questions About the Insurance Policy

Just like with all things in wedding planning, it’s always a good idea to be prepared with questions to ask before committing to an insurance policy. As you speak with your potential insurance company, ensure that you ask these questions about their proposed policy:

    • Will I receive a new engagement ring or cash in the event of theft or loss?
    • What does your policy cover exactly? Loss and theft only, or are other possibilities like damages and threat to the piece included?
    • Will the jewellery still be covered if it was stolen or lost overseas?
    • Can I use any jeweller I choose, or do you recommend a particular jeweller in Singapore to do check-up and repairs on my ring?
    • Are there any circumstances or situations that will not be covered by your insurance policy?
    • Is the ring insured for a partial or full cost?
    • How should I prove my claims about my ring being damaged, stolen or lost?
    • What will happen if I lost my ring and no suitable replacement is found?
    • Are there limits on how much the company will pay?

6. Specify the Amount of a Deductible

A deductible is the amount you will pay to replace the ring before your insurer compensates for the remaining costs. Some jewellery insurers in Singapore offer a range of deductibles when you insure your engagement ring. Just remember that the higher your deductible is, the lower the annual insurance premium becomes.

A good rule of the thumb when estimating your expenses is to expect to pay S$1 to S$2 for every S$100 your jewellery would cost to replace. Still, this might vary based on the type of insurance policy that you chose for your ring.

7. Reappraise Your Ring

As its value increased since it was purchased, it’s crucial that you have both your engagement and wedding ring reappraised with the same appraiser every two to three years for insurance purposes. A reputable appraiser will retain a copy of your original appraisal and work from that instead of appraising your ring all over again. Just ensure that you have the copy of your appraisal on hand in case they don’t keep the records of their previous clients.

Getting an insurance for your engagement ring – or your wedding ring – might be the last thing that comes into your mind as you plan your impeding nuptials, but it’s also an important decision that doesn’t require much of your effort and time. So be prepared and take the right steps to protect one of the most valuable piece of jewellery in your possession.

*This list is compiled in no particular order.*

Oct 16

Questions to Ask Yourself before Purchasing an Accounting Software

Having an accounting software is important for any size or type of business. But it’s also important that you, as the owner, should first give some thought whether getting an accounting software is right for your business, or what kind of software would best fit the accounting needs of your business. To help you, here is a list of questions that will help you decide whether or not it’s worth purchasing an accounting software.

1. What features do I need from the accounting software?

Just like any product, accounting software programs also have its fair share of strengths and weaknesses. They are not designed to be a one-size-fits-all type of program. Before you decide on getting an accounting software, you should first consider the features that you’d want the software to have. If you’re still starting out your Singapore business, then simple accounting programs like Peachtree or QuickBooks would be ideal for your accounting needs.

However, some small businesses operate on a greater scale and are relying on other specialized programs to manage the other aspects of their business. Therefore, you’d want make sure that the accounting program that you’ll get won’t just keep your records accurately but can also work with other software applications that you’ll use.

2. Is the software capable of growing alongside my business?

One important thing that you should consider before purchasing an accounting software program like www.million.sg from Singapore is its capacity to grow alongside your business and meet its increasing accounting needs. If you’re fortunate enough to expand your one-person operations into a multinational corporation in Singapore, then you’ll also need to upgrade your accounting system to a higher-end Enterprise Resource Planning (ERP) system.

3. What kind of security can the software provide?

Each accounting software program has its own level of security and controls. This is an important factor to consider, since you’ll want to ensure that the software you’ll purchase is capable of meeting all the legal and regulatory requirements when it comes to data security.

You’d want to ensure that you have control over the sensitive personal information of your business, especially if it will be hosted online. If you have any inquiries regarding data security, you can consult an IT security expert to help you choose an accounting software that is appropriate and would meet your security needs.

4. Do I want the software to be hosted in cloud?

Cloud computing has become popular recently, but it’s not ideal for all types of business. Going with a cloud-based accounting software may be beneficial as you or anyone from your company can access the information they need from any mobile device that is connected to the Internet. Also, you won’t need to maintain your software every now and then, nor remember to back up your accounting data.

One may find these functions rather beneficial and helpful, but if you’re an owner who wants to have control over who gets to access your company’s financial data, then a cloud-based program isn’t for you. With cloud computing, you’ll lose control over your data and updates, and you’ll lose access to the program in case the server of the host company goes down.

5. Can I afford this software?

Purchasing an accounting software that has all the features that you want might be too costly for you, especially if you’re only managing a small business. With this, you’ll have cost as your limiting factor when it comes to choosing an accounting software. If your business is already starting to grow, you can simply upgrade your software to increase its functionality.

Some software companies in Singapore offer a base program with some accounting modules or additional features that is available for purchase. Do consider these additions, as you might need it later when you already have the funds to upgrade your program.

Sep 27

Beautiful Music for Your Wedding Reception

Music can move emotions. It can create magic that can transform a dull room into a wedding reception venue with celebratory atmosphere.

Wedding Party

Once the marriage ceremony is over, it’s time for the celebration. Music takes a major role during a wedding reception as it dispels the deafening silence. In some cases, guests might feel awkward to leave their seats if they can notice that the surroundings are too formal. Wedding live music can break that and can get everybody moving around, mingling with other guests.

Advantages of a Singapore Wedding Live Band

Actually, you have at least 3 choices of how you can play music in your reception. First, you can hire a DJ. Secondly, you can have your iPod as your player and just have it connected to the venue’s sound system. Thirdly, you can hire a live band like www.whiteribbon.sg from Singapore to play at your wedding. Each of them has different advantages, and here we shall be discussing the benefits you can get from hiring a live band.

First, live entertainment in Singapore can enhance the ambiance of a reception venue. Decorations will not be enough to create a festive atmosphere. It has to be coupled with music so as to come up with a boisterous festivity.

Secondly, wedding live music is better than a pre-recorded one, in the sense that you can hear and see the musicians perform right in front of you. Definitely having it live is more energizing. Plus being able to listen to the warm, rich voices of the singers and the vibrant sound of the musical instruments is a totally enjoyable experience your guests will surely remember.

And the third point here is versatility. A real good Singapore wedding live band has the talents and skills to adapt to any situation or mood. For instance, if they notice that the wedding party is generally a bit shy or perhaps bored, then they can instantly play funky music that can make the guests groove to the beat. Or if the mood shifts to a little bit dramatic, the band can immediately play the kind of music that is emotional or nostalgic.

Hiring a Wedding Live Band

There are several important things to keep in mind when you hire a live band, and here is a rundown of those things you should not miss out on.

First, just as when you hire your photographer or videographer wherein you evaluate their skills by going over their portfolios, you should also assess first the capabilities of your prospect bands by going over their sample albums. If possible, have them perform live to better gauge their expertise. Make sure you like their style of playing music, and most importantly, it will be best if their type of personality fits yours so there can be a harmonious working relationship.

Second, having a wedding live band in Singapore for your reception entails a bigger and powerful venue. The venue must be roomy enough to accommodate the musicians as they will sure need a special and designated area for their musical instruments and other equipment. The venue must also have sufficient power outlets for the electrical instruments.

Thirdly, it is important to ask the following questions to each of your prospects:

    • How many breaks will you need to take? (You need to know this so you can prepare pre-recorded music for playing while the band is having their break.)
    • Do you need to have a stage? Are you the one who will provide it? (There are some bands that will require a stage and will give specifications of it.)
    • If the celebration should extend, are you willing to stay late? And how much do we need to pay you for an extra hour? (Chances are your party might extend especially when everybody wants more. It is therefore important that you are prepared to pay those you hire to provide entertainment for everyone.)

Aug 31

Should You Switch from Traditional PBX to the New IP PBX?

The new IP PBX telephone system is a kind of private branch exchange that acts as a complete telephone system, providing companies and organizations phone calls through the use of IP data networks. These conversations are sent over the VoIP network as data packets, allowing maximum efficiency in the transmission of data from one place to another regardless of where you are in the globe.

It has been garnering enough attention in VoIP Singapore thanks to its advanced communication features, versatile scalability, and ample robustness that is ideal to cater all the needs of enterprises. This new kind of private branch exchange can also connect to PSTN lines with the use of an optional gateway. With that, upgrading a Singapore business’ mode of communication to this advanced form of voice and data network is now made as easy as ABC!

Because of the many advantages to adapting a cloud VoIP, companies do not have to disrupt their current communication operations entirely. Using the new IP PBX allows a business to keep their old telephone numbers. There is no need for you to worry about reprinting the contact information on the company’s business card or edit the information placed on the letterhead. An IP PBX can switch local calls over the company’s data network, allowing users to share the same external lines.

How does it work?

This new kind of hosted pabx system integrates into the network through the use of one or more phones, a server, and an optional gateway that will enable the system to connect to existing PSTN lines. The server acts in a similar manner like that of a proxy VoIP server; meaning the company phones must first register with the server so that should they make a call their connection will be established.

With a hosted VoIP system, the server also contains a general directory of all the connected phones or users along with their respective SIP addresses. Hence, it is able to connect an internal call or reroute an external call through the use of an optional VoIP gateway. Consulting your service provider like www.crystalvoice.com.sg in SIngapore about further information on how VoIP Singapore works is encouraged. It will also give you all the necessary information you need to know before you commit on changing the current system of your company.

Easier to manage

This new IP telephone system can be of more benefit that your old pbx phone system. Why? One reason is that it is considered to be much easier to install and configure with. With this new system, it runs on a computer software that is enabled to leverage the processing power, current user interface, as well as the primary features of the computer itself.

Finding someone who can run the VoIP system won’t be a headache either. Anyone who has a background in networking and working with computers is likely able to install and manage an IP PBX. You won’t need to find a specific installer that specializes on a particular propriety system, which is often how the traditional telephone system gets installed.

Say goodbye to phone wires!

Another advantage of using a cloud VoIP is that you may be able to eliminate phone wiring. Phones are connected directly to a standard computer network port, which can also be shared with the neighboring computer. Phones in software forms can also be installed directly on the computer. This eliminates the need for phone wirings which is notorious for taking up a lot of space and ending up in a tangled mess. With that, moving or adding another extension is also made a whole lot easier.

Better customer service, work productivity

A much better customer service along with work productivity can be achieved thanks to an IP PBX. Since a Singapore company’s telephone system is now generally computer-based, you can now integrate the functions of your typical phone and apply it onto your business.

VoIP Singapore is greatly beneficial especially to call center companies, who handle couple of calls at the same time, and also to companies focused on sales. When an agent answers a call using VoIP, being able to automatically bring up the said customer’s record can reduce time and dramatically improve the quality of customer service offered. It can be considered as an efficient form of multitasking. Outbound calls can also be directly imported from Outlook, saving the need for each user to key in each phone number.

Improved features but reduced costs

With a software-based system, developers can easily improve and add key features to the IP PBX. Ideally, having a hosted pabx would give you an advanced phone system that has a distinguished feature set to suit the needs of your company. This includes voice mail, advanced reporting system, troubleshooting features, auto attendant, and more.

These options often cost additional dollars if you wish to have them in your traditional phone systems. But with a set of competitive developers, you can manage your features at will.

Saying goodbye to your old, traditional pbx phone system might be a big decision to do, but there are plenty of compelling reasons as to why you should start considering the use of an IP PBX telephone system for your company in Singapore. Changing to VoIP can be beneficial to your business — granted you take time deliberating if the system can truly cater all your phone needs, weighing in if it is truly the “right” fit that is essential for your company.

Aug 20

Beginner Tips for Scuba Divers

If being a scuba diving holds your interest, it is time that you learn about it. Do not worry because there are many schools or trainings that you can consider. You just need to enrol and then be serious about it. You can go to different spots near Singapore as a start. If you think you are ready for challenging dives, it is time to go outside your comfort zone and truly experience the world under.

Your goal here is to home your skills as well as continuously improve your performance. Most importantly, do not forget to have fun below. Here are some tips that you can consider especially if you are a beginner:

Learn to make a decision
When you decide on something, you have to be sure about it. When you are under, there is no room for doubts. You need to be confident for your dives to be successful. If you are not comfortable, do not go. If you do not want to go deeper, do not pursue. Just take a step back and understand how you feel.

Make a log
Not all divers know the importance of logging or recording every experience. It is crucial that you log so you can keep track of your gear, gas consumption and even weighting. This will serve as your reference so you can plan well for your next dive. The record should also show when your equipment needs servicing. This is for your safety and protection.

Slow down
You will be tempted to go down fast but it is recommended that you slow down. If you slow down and relax, animals will just come out and you won’t miss a thing. If you go slowly, you will also maximize the supply of air plus the buoyancy will be dialed better.

Plan the dive
Do not just depend on your diving master or the computer whenever you have dives. Even if you have a diving master, always know the plan and if you are doing on your own, make sure that you are familiar with the area.

Check the equipment
This is basic. It is crucial that you check the equipment before using it or going down. For example, do not depend on your gauge telling it is “full tank”. Always take breaths before diving and see if the needle moves.

If you are a real diver, you won’t stop exploring. You won’t rest until you discovered all the spots. There is a completely different world under and it is up to you to explore it all. The most important thing here is you never stop growing and learning.

Aug 17

Don’ts for Healthy Ear Care

You are inclined to clean your ears almost every day because you think leaving it as it is may be a sign of uncleanliness or bad hygiene. You have to know that cleaning the ears every day and shoving things inside it can lead to risky ear health habits. There is a new guideline released by The American Academy of Otolaryngology-Head and Neck Surgery (AAO-HNS).

Many Singaporeans think that earwax is dirty. You have to be thankful because it acts as your self-cleaning agent. This means it is not a nuisance or nonsense. It has the power to keep the ears healthy and provides protection against bugs, bacteria, dirt and dust. Going back to the new guidelines released by AAO-NHS, here are some don’ts for healthy ear care:

1. Don’t overdo it. Many people think that over cleaning is safe and sign of good hygiene but not in this case. You have to be cautious about over cleaning your ears because it can cause more damage than good at the end of the day. Too much cleaning will surely irritate your ear canal which will lead to infection. The worse thing that could happen is the increase of cerumen impaction.

2. Don’t put anything that is smaller than the elbow. The general rule is not to put anything inside the ear which is smaller than your elbow. You hear this always from your mother. She knows what she is talking about because cotton swabs and hairpins can hurt your ears. It can cause laceration or dislocation.

3. Don’t use ear candles. Some try ear candles because they believe that it can remove impacted cerumen. Do not try ear candles as it can damage the ear canal as well as the eardrum. If you suffer loss of hearing, dizziness and other symptoms of ear injury, do not take it on yourself. You have to go to your doctor. Wait for them to prescribe something and not put anything inside the year as it can lead to damage.

The bottom line of AAO-HNS is to stop obsessing over your ears. It is important that you clean it but not to the point of always doing it and worse, shoving anything inside it. If you want to know more about healthy ear care, you have to go and see your doctor. If you noticed something odd about your ears, do not wait for it to worsen before seeing the doctor. Be serious about this.

Jun 20

6 Natural Ways to Whiten Your Underarms

Concerned about dark armpits? Some ladies turn to laser treatments to whiten this area, but that option can easily get expensive – bad news if you don’t have a high beautification budget. Still, that doesn’t mean that you should resign wearing sleeved tops for the rest of your life. We listed down some of the inexpensive and natural ways that could help you score lighter armpits.

1. Coconut Oil

Coconut oil is used by most people to treat certain skin issues, and one of its other common uses is lightening the skin. Just apply coconut oil 10 minutes before taking your bath every day. Massage it in a circular motion, and then wash it using lukewarm water and mild soap.

2. Cucumber

Perhaps you’ve tried the old-school trick of rejuvenating your swollen, tired eyes using cucumber slices. Guess what? You can also use these crunchy and refreshing veggies to whiten your pits as well. Simply spread the cucumber’s juice and grated pieces on your trouble areas to make great use of its natural bleaching properties.

3. Papaya

Papaya soaps are the cult favourite whitening products for a reason. The fruit is loaded with papain, an enzyme that promotes skin renewal in brightening and whitening. An extra tip: papain is concentrated on the peel of papaya, so use that instead of the flesh to brighten your underarms.

4. Potato

Potatoes are the best when they’re deep-fried, but they’re also good when it comes to brightening the skin. That’s because this starchy crop is loaded with an enzyme called catecholase, which has whitening properties. So mash those taters into paste and gently massage them onto your armpits.

5. Sugar

Your pits might appear dark because of the accumulated dead skin cells, which is why exfoliation is the key. Simply mix honey and sugar together to create a scrub that won’t just smell heavenly, but will slough off the icky layer as well.

6. Yogurt

If you’ve meticulously attended to the needs of your skin, then there’s a good chance you’ve encountered products containing alpha hydroxy acid (AHA) – a chemical compound that targets dead skin cells to reveal the brighter and fairer skin underneath. So reach for a cup of yogurt to help you in your battle against dark underarms, since this creamy concoction is loaded with lactic acid, a popular form of AHA.

Having white underarms doesn’t have to be as complicated and expensive as you thought it to be. By knowing what causes your pits to darken and using any of these natural remedies, you can already achieve lighter and fairer underarms.

Jun 16

5 Beauty Tricks to Achieve Fuller-Looking Eyebrows

The quest to achieve fuller eyebrows is often filled with depilatory accidents – you get a little too excited with your tweezers and your brows suddenly look way too thin. Now, you’re left panicking since eyebrows are known to be quite difficult to re-grow. Fortunately, you no longer have to go through this traumatizing experience just to achieve those fuller-looking eyebrows. Here, we listed down the best brow plumping hacks that’ll surely cater to your arches’ needs.

1. Use Volumizing Brow Gel

Unlike the cult favourite eyebrow mascaras that only add colour, volumizing gels are loaded with special fibres that add definition and texture to the eyebrow hairs. Achieving a bushy brow look is just one brush wiggle away with these mascara-lookalikes.

2. Opt for Darker Colour

Fuller eyebrows tend to have darker hair, so filling your arches with a light brown shade when your hair is black won’t make any sense. Your brows will look fuller and more natural if you match its shade with how dark your strands are – and you can even opt to go a little darker if you’re feeling a bit bold.

3. Draw Some Brow Hairs

If you prefer full eyebrows that don’t look drawn on, then use brow pens and pencils to create finer strokes that mimic real eyebrow hairs. Using these products will keep you from applying too much product and getting that blocky brow look as well.

4. Put on Eyebrow Extensions

A lot of salons in Singapore now offer eyebrow extensions, so why not try this option instead. Eyebrow specialists use real human hair to match it to yours and then attach the hairs to your eyebrows. They cost about a hundred bucks, but you can ensure that you’ll have fuller-looking eyebrows up to two weeks.

5. Apply Eyebrow Serums

Can’t stand to fake full eyebrows any longer? Then apply good serums to re-grow and thicken your thin brows. Castor oil is tried and tested grandma trick, as it feeds the follicles to produce fuller, thicker hairs and promotes root growth even from dormant follicles. The only downside to this trick is it could take up to a month to work, but what’s a month’s worth of waiting if you’ll have results that last forever.

Achieving fuller arches is now easier, even if you’re not born with a pair of thick brows. Simply putting the aforementioned tips to work is already enough to help you fake bushy brows and achieve a youthful-looking version of yourself.

May 09

Drink Without the Hangover with These Tips

Welcome to summer, a.k.a. the party season, a.k.a. the time of the year when you are expected to attend beach parties and night life for like five to six hours straight. Can you already feel the hangover? Well, that’s because you’re not prepared. Before heading somewhere you expect to have an overflow of booze, here’s how to prepare for a night of drinking without having to worry about hangover the next morning.

1. Hydrate in Advance

First of all, you should know that hydration is important, especially when it comes to drinking alcohol. Alcohol is diuretic, which causes hydration—a major cause of hangover. So if you’re expecting to party later, prepare in advance by drinking water twice as much throughout the day. Coconut water is even a better option as it is packed with electrolytes, which are essential for fighting hangover.

2. Avoid Caffeine on the Day of Drinking

Like alcohol, caffeine is diuretic. When combined together, it will exacerbate fluid losses. As far as a day before drinking, have only one cup of coffee (if you can’t function without it). After a night of drinking, you can still have coffee to sober up, but drink plenty of water afterwards to offset its diuretic effects.

3. Take Curcumin

Curcumin is an anti-inflammatory chemical often found in turmeric. It decreases inflammation, helps with liver detoxification and reduces free radicals. Take a gram of curcumin every after meal on the day of drinking and the day after.

4. Have Something to Eat

Before drinking, make sure you’re not hungry; and while drinking, have something to eat. Eating slows down absorption of alcohol, so you have more time to digest the alcohol. What should you eat? Carbs and fats will line your stomach and refill the sugar that your body needs to refuel. Nuts and seeds are great snacks while drinking as they’re packed with omega-3 fatty acids.

5. Avoid the Shots

Taking shots forces you to gulp an entire drink instead of moderately sipping on it. Pacing your drinking gives your body some time to break down the alcohol, and reduce chances of getting a hangover. Sip your drink instead of chugging or gulping it. If drinking something with ice cubes, pace it so the ice melts and dilutes the alcohol before finishing the entire glass.

Hydrating and eating well may be the most ideal ways to prevent feeling awful the next day, but the best hangover solution is one you already know: do not drink to get drunk in the first place.

May 05

5 Important Things to Know about PCOS

Polycystic Ovary Syndrome, or commonly known as PCOS, is a common hormone disorder among women, affecting an estimated of one in every five women. Surprisingly, despite of how common it is, many women don’t know its existence and there’s a lack of information about the condition.

Here are five important things about PCOS that every woman should know.

1. One test may not be enough to detect PCOS

As of the moment, there’s no single test that can diagnose PCOS. Evidently, this is one of the reasons so many women are suffering without realizing they have it. However, according to experts, doctors should confirm the condition if you show two or more of these signs: high androgen levels, ovarian cysts and/or disrupted ovulation. The best you can do is to get an ultrasound and a blood test. If you have any of the mentioned indicators, the more you need further examinations.

2. It affects not only your skin

If left untreated, PCOS can cause more health problems, from diabetes to heart disease and even cancer. We’re not saying this to worry you if you’re diagnosed; we’re saying this so that you’ll seek medical support as early as possible. Go to your gynaecologist and get checked. If PCOS is confirmed, know your treatment options and follow your doctor’s advice.

3. You can still get pregnant

Many patients with PCOS think that it’s impossible for them to get pregnant, but that’s not true. In fact, researches about fertility and health issues associated with PCOS unlock more and more solutions to help PCOS-diagnosed women to conceive. Just remember that having this condition doesn’t mean you cannot get pregnant.

4. Keeping a healthy weight is imperative

The most effective treatment for PCOS is not clomid, birth control pills, metformin or spironolactone, but attaining and keeping a normal weight through regular exercise and healthy low-glycemic diet. Maintaining a healthy weight will lower the risk for cancer and make your body more responsive to treatments.

5. The symptoms are varied

Signs and symptoms of PCOS vary significantly from person to person. Some of the most common signs include recurring acne, very oily skin, irregular periods, weight gain and excessive facial and body hair growth. But there are also other signs and symptoms that are more surprising than those mentioned, such as higher levels of depression, skin tags especially around the armpits and neck, getting dandruff more frequently and even deeper voice—all of which will clearly give you an idea of how much human body is regulated by hormones.

Considering the limited information of PCOS, it’s important to know as much as you can about the condition. If you exhibit any of these symptoms, make sure to get yourself checked. Up to 10% of women in the world have PCOS, so you are definitely not alone.

Mar 31

6 Ways to Get Your Creative Juices Flowing

 

Every day is different—you can’t expect the same level of mental agility every single day.  Sometimes your brain is wide open, and ideas seem just to overflow. Other times, you feel stuck in a state of mind that gets you nowhere.

Whenever you’re struggling to sustain the intensity of your creativity, just remember to keep a positive mindset and heed these advices to allow your brain to adapt and get those creative ideas coming.

  1. Go for a Walk

There is nothing like a going out for a relaxing walk on a beautiful day. Bathing in natural light and listening to the sounds of the surroundings helps a lot in clearing your mind. Ditch the earphones and let the natural sounds in.

  1. Break Out of Your Routine

Sometimes, we find ourselves stuck when it’s time to broaden our horizon. Oftentimes, we feel so comfortable with the norm that we lose the creative spark we once had when we first experience something. Shake things a bit by doing something different, like finding new sites to explore, trying a new hobby or even as simple as checking out a new store to buy an outfit. Who knows, you might discover something more interest that will get you going in a new direction.

  1. Avoid Pressuring Yourself

Pressure can kill creativity. It’s even worse when you pressure yourself to do well. The process of making creative ideas is at its best when you’re having fun doing it. So instead of pushing yourself to make every work a masterpiece, relax and have fun, and just allow the creative process unfold. You’ll be surprised that the quality of work is much better when you’re enjoying the experience.

  1. Quit Being Logical

The part of the brain responsible for generating creative ideas is not the same as the part responsible for reasoning. Inspiration and creativity is not logical. Most people have easier time accessing the creative part of the brain when in a relaxed state, engaged in some mindless task or just casually sharing ideas with someone.

  1. Get Moving

You feel better physically and mentally after working out. This is because your body releases endorphins, making you feel better. When you feel positive inside out, this opens up your mind to receiving new inspiration, resulting in more creative ideas.

  1. Spare Some Time for Brain Games

Brain games stimulate intellectual action and force it to solve problems by looking at them in diverse angles. It encourages the mind to try different approaches, which will eventually serve as inspirations for more creative ideas in the future.

If you want our creative juices to flow freely, you will have to unclog some ‘pipes’ and create more for creativity to grow. These six things may not be ideal for some, but they’ll surely free up some space in your head for your creative side to start running again.

Mar 28

Ditch the Cleanser! Switch to Micellar Water

 

There is washing your face with water and cleanser and there’s cleansing the face with micellar water. Although this sounds like a trendy French item, it actually is a simple and straightforward beauty product that’s mild to use on a daily basis for removing your make-up. Here are the reasons why your favourite Youtube beauty gurus and skincare experts highly recommend this product.

  1. It’s not just a cleanser

Chances are the facial cleansers you’re using as of the moment require rinsing with soap and water. Miscellar water, on the other hand, don’t require rinsing. Yup, you heard it right. Simply moisten a cotton pad with the product, use it to wipe away make-up on your face and you’re good to go.

  1. It cuts your routine in half

When you’re travelling, using miscellar water can cut your skincare routine down to just one step, without depriving your skin of the attention it needs to maintain its glow. Moreover, when you’re in a long-haul flight, you’d be sceptical to wash your face with the lavatory water. Your safest and quickest solution? Cleanse your face with miscellar water.

  1. It’s ideal for sensitive skin

Since this product was primarily created as a substitute to UK’s harsh tap water, it’s an ideal product for people with sensitive skin. Its gentle ingredients surely won’t wreck havoc to your skin. These products are free of fragrance, alcohol, soap, and other chemicals that are too harsh and can cause irritation and inflammation.

  1. It can be used to correct make-up mishaps

Every girl knows the struggle of perfecting a cat eye. If your hand is too shaky or your lines aren’t even, moisten a Q-tip with miscellar water and use it to correct and clean up the edges for a sleek flick.

  1. It’s a gentler substitute for face wipes

Face wipes are staple bedside skincare products. Whenever we’re tempted to just clean up the face in one swipe, we automatically reach for the face wipes. However, they are often saturated with alcohol and drying chemicals. Miscellar water is a gentler alternative to your traditional face wipes. It can easily remove your make-up without being too harsh on the skin. If you can’t let go of face wipes, look for one in miscellar variant.

Whether you’re looking for more skin-friendly beauty stuff or just a lazy gal looking for a multi-tasking beauty product, miscellar water is a skincare item that deserves a special place in your vanity. With its gentle formulation and ease of use, you know you’ll never go wrong with this product.

Mar 05

8 Habits of Happy Couples

 

Every couple has their own unique way of strengthening their relationship. Each person involved in a relationship needs to invest in time and effort in order to build a strong and positive relationship. Here are some noteworthy must-do habits that every happy couple should remember.

  1. Say “Good Morning” and “Have a nice day” every day

Nothing beats the feeling of being loved by your partner and he/she gets to show it every morning. It’s nice to say these statements early every day in order for the both of you to start your days happy and right.

  1. Check on your partner during the day

You can call or text your during the day and check on them. You can ask how their day is going or have they eaten their lunch yet. Try to be extra sweet and send a few smooches or hugs through your messages. This is also a nice way to know if they are feeling down or happy so that you’d know what mood to expect when you go home.

  1. Hold hands, hug and kiss your partner from time to time

Don’t be afraid to be intimate with your loved one. As much as possible, show them you love and care for them through hugs and kisses. It’s always comforting to know that you’re partner still thinks you’re adorable and values your presence.

  1. Say goodnight and go to bed at the same time

Even if how busy you are, make sure that by the end of the day both of you will go to sleep at the same time. This will help develop your connection more.

  1. Say “I love you” as often as possible

Never fail to say “I love you” to your significant other as much as possible. Don’t just say it out of habit but make them feel that you appreciate them and that you sincerely feel the same way.

  1. Go on dates

It’s important that to become happier with your relationship, you should go on dates as frequent as you can. This could help spice up your relationship and could potentially deepen your romantic connection and commitment with each other.

  1. Establish your trust and loyalty with each other

Even when you just started your relationship, you must have established a strong foundation through trust and loyalty. It is significant that both of you trust each other with your decisions and at the same time you stay loyal and strong because you know how to forgive when there may be disagreements.

  1. Encourage each other’s goals

You have to support each other’s goals and aspirations in order to help build a great relationship. Each of you should serve as inspiration to make both of your lives better and happier.

Mar 02

Things Women Often Talk About That Turn Men Off

 

Every woman wants to find Mr. Right. To find him, efforts are needed to be done like going out on dates, having actual real conversations and getting to know each other moments. With that, we also need to be careful with what we share and say because there are some guys, like the respectable and eligible bachelors in Singapore, who are actually listening and would know whether you are also the right girl for them. In order to save yourself from embarrassment and heartbreak of becoming a turnoff, you should note the following mood killers to avoid in conversations.

  1. Gossip

If you do not want to appear shallow and judgmental then you should avoid initiating or sharing gossip to your date or possible boyfie. It could really be a turnoff if he hears you enjoying spreading rumors about other people that you should not be meddling about.

  1. Material things

When talking with men, it is not really advisable to talk about all the material things you own. Some would take it against you and would think of you as materialistic or a showoff which could lose their interest in you. Men find it more attractive if you talk about things that both of you might have in common, may it be material or a hobby. Just don’t share too much on material things or shopping not unless he likes to talk about such topics.

  1. Insecurities

It is better that you do not second-guess yourself all the time. Most men like confident women. Show them that you do not need reassurance all the time and that you have a high self-esteem and that you love yourself enough. Insecure girls are always clingy and needy which are basically big turnoffs for guys.

  1. Biases

Sometimes we do not notice harsh comments and racist statements that we say and this could kill our chances to finding true love. Being disrespectful and racist to other races can make you offensive and mean. You wouldn’t want to be known as the girl who constantly makes racist remarks, right? As much as possible, think before you share your thoughts on sensitive topics like racism, etc.

  1. Negativity

Who would want to have a partner who constantly speaks negatively? You should avoid talking about problems or negative remarks all the time. You should raise the spirit and bring happiness to conversations and not the other way around.

  1. Critical comments

If a guy hears you making fun of other people, it could potentially end his feelings for you not unless he’s a jerk and enjoys hearing those things. But with decent and great guys, it is better that you refrain yourself from being such a bully and as much as possible show come compassion and kindness. Don’t make yourself look small by putting others down. Kindness is always sexier and attractive than being insensitive and mean.

Jan 30

Lessons to Learn from the Law of Attraction

 

The concept of law of attraction is pretty simple, you attract or bring in to your life what you think and believe the most. So, if you’re thinking more of negative thoughts then you will get more of it in the future and same is true for the positive ones. This is a new thought based upon Philosophy that claims you attract some sort of energy. Moreover, the said concept received many skeptical comments and write-ups due to its lack of testability about how one’s thought can actually affect the circumstances outside his head. Despite the opposing claims, many have adapted its possibility in the hopes of getting a better life.

While Law of Attraction’s magic is still under discussion, here are few lessons we can draw from it that might be of help in our respective lives:

Clear and proper alignment

When the things you want out of life are clear to you and in turn, feel positive about it, your actions will be directed towards these goals and aspirations, thus, there is proper alignment or mutual agreement between your thoughts and actions. For example, if you are targeting to get higher sales for a promotion (your motivation is clear here—to be promoted) and you feel hyped just about thinking it, you will become driven to develop new marketing strategies that will back you up in approaching your clients.

Positive thinking generate happy feelings

Nobody enjoys the feeling of depression and bad stress for the rest of their lives. When you think about positive things or thoughts that please you, it never fails to bring out joy, happiness, hope and excitement. As a result, you feel good about yourself, your job, family and friends and you see the good in almost everything. Physiologically, your body releases happy hormones or feel-good chemicals when you feel great.

Gratefulness bring more appreciation

One of the concepts taught by Law of Attraction is to list down the things that you “currently” have and feel thankful for it. This action helps you see the glass half full instead of half empty, meaning to say, instead of focusing on the things that you do not have, you shift your attention and energy to what you possess. In turn, you will realize that no matter what your situation is, there is still something good about it and it’s not that bad after all.

You stop your limiting beliefs

Sometimes, the only person who is stopping you from achieving what you want in life is you. With your thoughts suggesting self-disbelief and underestimation of strengths, you doom yourself inside a world where you cannot maximize your full potential. When you reconsider the cliché of “everything is possible, just put your mind and heart into it” idea, you begin to re-evaluate yourself, the next steps you can take on—little by little until you get to what you want to become.